Loan Programs

Lock In a Low Rate and Save Big on Your New Home

For a limited time, we've partnered with OneTrust Home Loans (NMLS #46375) to offer qualified buyers an exclusive 30-year fixed interest rate starting at just 4.875%*. This special financing opportunity is available on eligible Conventional, FHA, and VA loans, making it easier for more buyers to take advantage of long-term savings and affordable monthly payments. Available on select homes in The Village at Eagle Valley Ranch and Mountain View, this offer can significantly reduce your monthly payment and increase your purchasing power. Unlike temporary rate buy-downs that eventually expire, this is a true fixed-rate financing opportunity designed to provide lasting value for the life of your loan.

Why Buyers Love This Opportunity:

• Available on Conventional, FHA & VA Financing – More pathways to homeownership.
• Not a Temporary Buy-Down – Enjoy a lower rate that doesn't disappear after a few years.
• 30-Year Fixed-Rate Financing – Lock in stability and peace of mind.
• Predictable Monthly Payments – Consistent affordability for the life of your loan.
• Exclusive, Limited-Time Opportunity – Available through our special partnership with OneTrust Home Loans.
• Enhanced Buying Power – Potentially qualify for more home while keeping payments manageable.

Whether you're a first-time homebuyer, veteran, or move-up buyer, this limited-time offer can help make your dream home more attainable.
*Rates, terms, and borrower eligibility requirements apply. Contact us for complete details.

LIMITED-TIME 3.99% FINANCING OPPORTUNITY

For a limited time, qualified buyers may take advantage of an exclusive financing opportunity with rates starting at 3.99%*. Available on eligible FHA and VA financing, this program can help lower your monthly payment, increase your buying power, and make homeownership more attainable.

Why Buyers Are Taking Advantage of This Opportunity

• Ultra-Low Initial Rate – Rates starting as low as 3.99%.
• Available for FHA & VA Financing – Flexible financing options for a wider range of buyers.
• Fixed for the First 5 Years – Enjoy stable, predictable payments during the initial fixed-rate period.
• Lower Monthly Payments – Potentially save hundreds each month compared to traditional financing options.
• Enhanced Buying Power – Afford more home while keeping payments manageable.
• Ideal for Buyers Planning Ahead – A great option for those who may refinance, relocate, or upgrade in the future.

Whether you're a first-time buyer, a growing family, or a veteran looking to maximize your benefits, this financing opportunity can help make your next move more affordable. *Rates, terms, and borrower qualifications apply. Interest rate is fixed for the first five years and may adjust annually thereafter. Contact OneTrust Home Loans for complete details.

Calculate Your Monthly Cost

Before you rely solely on online mortgage calculators, consider this: Interest rates are highly personalized, and one size does not fit all. While these calculators can provide estimates, actual rates may vary based on individual factors such as credit score, financial history, loan-to-value ratio, debt-to-income ratio, and economic conditions. It's essential to understand how these factors can influence the rates you qualify for. That's why we encourage you to schedule a consultation with one of our lending partners. Our experts can provide personalized advice tailored to your unique financial situation, helping you navigate the mortgage process with confidence and clarity.

Before you take what this online mortgage calculator says to the bank, remember: interest rates are incredibly personalized, and one size does not fit all. So, while our calculator can crunch the numbers, it's always best to consult with our mortgage specialists for the personalized guidance you deserve.